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Paramedical Exams - Blood Draws - MD Exams - X-Rays - EKGs - Treadmills
"Your Paramedical Exam Company"

Dedicated to the Professional Fulfillment of Your Medical Requirements

Instructions for the Applicant Applicant Preparation for Tests

                     Life Insurance Form                              APS Exam Form


INFORMATION FOR THE AGENT:

Services provided by NMS:

  • Paramedical Exams
  • Blood Draws
  • Traveling MDs
  • X-Rays
  • EKGs
  • Treadmills
  • Specializing in Large Case Submissions
  • Drug Screening
  • APS (Attending Physician Statements)
  • DNA Testing
ExamOne Affiliate


Area covered: Nationwide

Benefits to using NMS Management Services:

1 . Independently owned & operated affiliate of ExamOne
2 . Applicant contacted within 24 hours
3 . Exams scheduled at applicant's convenience
4 . Continuous status updates via email, phone or fax
5 . All exam records kept on file for one year from date of service
6 . Approved for all Insurance Companies
7 . Agents and applicants treated with courtesy and respect at all times

INSTRUCTIONS FOR THE APPLICANT:
To determine your insurability, a brief medical examination is required as a part of your application. Your agent has chosen NMS Management Services to perform your exam. The exam is usually completed in 20-30 minutes.

A Paramedical exam includes questions about your medical history, height, weight, blood pressure and pulse. A urine specimen is also collected.

Our examiner will ask the names and addresses of physicians and/or hospitals. Our examiner will also ask about illness, surgery, medications or other treatments you may have had.

Please be assured that all information obtained during the examination will be held in the utmost confidence and will only be made available to your insurance company. All information given to the paramedical examiner is confidential and forwarded to the home office of the insurance company and is for insurance underwriting purposes only.

What To Expect?

1. One of NMS Management Services examiners will contact you to set up an appointment... at your convenience. You may choose to have the examination performed at your home, your place of business, or in our office.

2. Depending on your Insurance Company's requirements, your examination may include any of the tests shown below. When the examiner calls you for the appointment, you will be notified which tests are required and approximately how long they should take. The examination is performed at NO cost to you.

3. You will be informed by an Agent, or your examiner, if additional requirements are needed such as an examination by a licensed MD., EKG, Treadmill, Pulmonary Function Test, Blood Test or a Chest X-Ray. You will be given the necessary instructions regarding the tests required.

Applicant Preparation and Information about the Tests

  • Taking of Medical History
    • A complete medical history will be taken including height, weight, blood pressure and pulse.

  • Urine Test:
    • Drink water before the test to be able to provide a urine specimen.
    • Avoid vigorous exercise for 24 hours prior to the test
    • Avoid alcoholic beverages for at least eight hours before the exam.
    • You will be required to sign an authorization form permitting the examiner to obtain your urine and allowing the lab to test it for specific tests

  • Blood Tests: The blood specimen, as required by your Insurance Company, may be taken from either your arm or your finger. Please be assured that only sterile, disposable needles will be used.
    • Venipuncture Test: drawing blood from the arm
    • Fingerstick Test: drawing blood by pricking the finger
    • Do not eat for 4 to 12 hours depending on requirements hours prior to the exam in preparation for your blood sample.
    • Avoid vigorous exercise for 24 hours
    • You may drink water, black coffee or tea with no sweeteners.
    • A sterile blood kit authorized by the insurance company will be used.
    • Blood tests are performed by experienced and certified medical examiners
    • You will be required to sign an authorization form permitting the examiner to obtain your blood and allowing the lab to test it for specific tests

  • EKG Test
    • This electrocardiogram is a painless test that will require you to partially disrobe, so privacy will be required.
    • You are to have a private place to lie down.

  • X-rays and/or Treadmill EKG
    • Should these tests be required they are to be performed at an approved doctor's office.

  • All Tests:
    • Avoid smoking, stress and exercise for minimally 2 hours prior to the exam. Each exam may have more specific requirements
    • Avoid alcohol and nasal decongestants for 2 hours prior to the exam. Each exam may have more specific requirements.
    • Try to relax prior to the exam for best results.
    • You may be required to fast for a few hours prior to the exam; however, water consumption is permitted.
    • Your test results are forwarded to the insurance company underwriting department by the lab.

  • Requirements of applicant at time of exam
    • A picture I.D., preferably a driver's license, available.
    • All doctors' names and addresses available along with dates, purpose and outcome of past visits
    • A list of prescribed medications currently being taken. Include the name, dosage, frequency and reason for the prescription.


 

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